Author name: Shakeel

A key-person is a key employee or member who is vital to the operation of the business, and his/her death, disability or absence can prove disastrous for the company or organisation. Some of these financial consequences are as follows: Purchasing key person insurance can help offset these problems. These benefits can help the business remain […]

In the hustle and bustle of the world, we often forget that anything can happen to anyone at any time. So it is important to secure the future of your family and loved ones. So, if we can’t be here tomorrow, they can live life to the fullest and with pride. Having life insurance can

When things start going bad it can trigger the domino effect of problems whether you talk about personal or business debts, both are liabilities and should be taken care of. And things can get really bad. If your partner or a key staff member is absent due to unforeseen circumstances, your business’s ability to pay

What if a permanent injury or illness can make it difficult or impossible to return to work. Total Permanent Disability insurance can be the solution here. When deciding if you need TPD insurance, and how much, think about the expenses you’ll need to cover if you were permanently disabled and unable to work. These could

Let’s put an important peg in the ground: Your income is your greatest asset. It is the key source you fund your lifestyle with. Think about this; if you had a machine that printed money each month, you’d make sure you had insurance in place to protect it if it broke down, right? Well guess

Bad things happen in the world. While many things make headlines and attract a lot of attention, no one talks about the business, and financial strain of covering business expenses due to the disability of the key person or business owner. At Halo Advisors, we bring you exceptional advisory solutions for Loss of Revenue Protection.

The best way out is always through! Unlike simple stress, trauma changes your view of your life and yourself. It shatters your most basic assumptions about yourself and your world. That is why it’s always a wise decision to get yourself covered from any trauma. Trauma insurance, also called ‘critical illness’ or ‘recovery insurance’, pays

Are you in a Partnership business? Do you have proper Buy-Sell Agreement in place? What if your co-owner or main investor is absent from the business due to unforeseen circumstances such as death or disability? Do you have enough capital to buy them out? No? Then you certainly need Shareholder Protection. At Halo Advisers, we

Medical emergencies come without warning. So it is crucial to always be prepared to protect your finances and health from any uncertainty and medical insurance is one type of protection that you and your family always need. But choosing the right health cover or medical insurance that is ideal for your needs can be challenging.

No one can predict the future. Therefore it is necessary to protect the future of your family and ensure that no health hiccups on the way lead to financial stress, ruining happiness. At Halo Advisor Services Ltd, we are expert life insurance Advisers who can offer various types of insurance advice. We are here to