Why Having a Will Matters: Halo Advisers Partners with Footprint

Why Having a Will Matters: Introducing Halo Advisers’ Will Partner, Footprint When we talk about protecting your family’s financial future, insurance is often one of the first things that comes to mind. But there is another important piece of the puzzle that can easily be pushed down the to-do list: Having an up-to-date Will. A […]

How Often Should You Review Your Life Insurance?

How Often Should You Review Your Life Insurance? Life insurance is not something you should necessarily arrange once and then forget about for the next 20 years. Your income changes. Your mortgage changes. Children arrive and grow up. Careers develop. Businesses are started. Debts are paid down. Your health and lifestyle may change too. The […]

ACC vs Income Protection: Do You Need Both?

ACC vs Income Protection: Do You Need Both? One of the most common questions we hear from New Zealanders is: “Why would I need income protection insurance when I already have ACC?” The answer is that ACC and Income Protection Insurance are designed to do different things. ACC provides an important safety net when a […]

What Is Key Person Insurance and Does Your Business Need It?

What Is Key Person Insurance and Does Your Business Need It? Think about the people your business relies on every day. It might be the owner who manages the biggest client relationships, a salesperson responsible for a significant portion of revenue, a technical specialist whose knowledge is difficult to replace, or a manager who keeps […]

Are You in the Right KiwiSaver Fund for Your Situation?

Are You in the Right KiwiSaver Fund for Your Situation? Most people join KiwiSaver and then rarely think about it again. You may have been enrolled automatically when you started a job, chosen a provider years ago, or simply stayed with the fund you were originally placed into. But your KiwiSaver is a long-term investment, […]

Why Do Life Insurance Premiums Increase?

Why Do Life Insurance Premiums Increase? You open your annual insurance letter and notice your premium has gone up again. It is one of the most common questions we hear from clients: Why does my life insurance keep getting more expensive when my cover has not really changed? For many life insurance policies, premium increases […]

What Is Total Permanent Disability Insurance and Do You Need It?

What Is Total Permanent Disability Insurance and Do You Need It? None of us expects to become seriously unwell, but illness can affect anyone at any time. When health concerns arise, having timely access to treatment can make a meaningful difference. Medical insurance can help provide more choice over when and where you receive eligible […]