About Halo Advisers
At Halo Advisers, we believe insurance should be simple, clear, and built around you. We take the time to understand your needs and provide advice that is tailored to protect your family, your lifestyle, and your future.
Our Mission
At Halo Advisers, our mission is simple. To protect you, your family, and your future with advice you can trust.
We take the time to understand your unique circumstances, goals, and concerns so we can provide tailored recommendations that truly fit your life. No shortcuts and no one-size-fits-all solutions.
With experience on both sides of the industry, we offer honest, unbiased advice that is always focused on what is right for you.
Why Choose Halo Advisers
Choosing the right adviser matters. Here is what sets us apart:
A Human Approach
We believe advice should feel personal, not transactional. You’ll always speak to a real person who listens first and advises second.
Tailored Advice, Built Around You
We don’t do one‑size‑fits‑all. Every recommendation starts with understanding your story — your family, your goals, your risks, and what truly matters to you.
Independent Advice You Can Trust
We’re not tied to any one provider. Our only loyalty is to you, which means you get clear, unbiased guidance designed to protect your future — not someone else’s bottom line.
Support When It Matters Most
Insurance is easy when life is calm. The real test is during claims. That’s where we stand beside you, advocate for you, and make sure you’re not navigating the process alone.
Advice That Grows With You
Life changes — careers, families, health, priorities. Your insurance should evolve too. We review your cover regularly to keep it aligned with your life, not your past.
Strategic Guidance for Better Outcomes
We don’t just “set up policies.” We help you make smarter long‑term decisions — from structuring cover correctly to avoiding common pitfalls that cost families money.
Real‑World Experience You Can Rely On
From young families to business owners to retirees, we’ve helped hundreds of clients secure the right protection at the right time.
Experience You Can Rely On
You are not just getting advice. You are getting experience, insight, and a team that
genuinely cares.
families supported across New Zealand
years combined industry experience
insurance claims paid out
KiwiSaver under management
children insured
What Our Clients Say About Us
EXCELLENT Based on 46 reviews Posted on C J26 February 2026Trustindex verifies that the original source of the review is Google. Avi has offered me a great deal eventhough I had a complex insurance matter, tried so many others but you will definitely get a solution from him. Highly recommended in the insurance sector.Posted on Pascoal Fernandes25 February 2026Trustindex verifies that the original source of the review is Google. Dear Shakeel (Halo Advisers, ) I just want to express my sincere appreciation for your help with my recent policy your patience and professionalism made a stressful situation much better. Thank you for your guidance in finding the right policy. I truly appreciate your expertise and patience in answering all my questions. Looking forward to working with you Shakeel in the future. Kind regardsPosted on Kathryn Sandford16 February 2026Trustindex verifies that the original source of the review is Google. Avi from Halo Advisors was outstanding to work with. He’s highly professional, clear in his advice, and brings a great sense of humour that makes what can feel like a heavy topic much easier to navigate. He took the time to walk us through all the options so we could choose the life insurance cover that genuinely suited our needs. His communication was consistent and easy to understand, and his follow up was excellent. There was never any confusion or pressure. Overall, it was a seamless process from start to finish. We felt informed, supported, and confident in our decision.Posted on Shaun Foster11 February 2026Trustindex verifies that the original source of the review is Google. We asked Avi to review our current policy and see if we could achieve some cost savings without compromising our cover. We achieved both and are wrapped with the outcome! Avi was very transparent throughout the process and guided us every step of the way through. This allowed us to make a well informed decision.Posted on Vinesh Kapadia7 January 2026Trustindex verifies that the original source of the review is Google. Avi was wonderful to work with, as always. He explained the gaps in cover for my adult children, kept us updated the whole way through, and worked really hard to make sure we got what we truly needed & not just what we thought we wanted.Posted on Payal Prakash5 January 2026Trustindex verifies that the original source of the review is Google. I have been with Avi for past few years now. He is totally service oriented. He responds timely to my queries, and always offers to review my existing coverage at least once yearly. I definitely feel protected under his insurance expertise. Highly recommended.Posted on Arvindra Kumar4 January 2026Trustindex verifies that the original source of the review is Google. My family has been with Halo for past few years now. The service & care has been top notch from day one. They have set down and explained everything in detail,and tailored our insurance to best suit our needs and affordability. What amazes us is that Shak and Avi are always a message away when we need assistance or clarification. Awesome duo. Can’t recommend them enough. *Ajay from Auckland.Posted on Edwin Prasad22 December 2025Trustindex verifies that the original source of the review is Google. Avi got it right from the very first day. From our initial conversation, his advice was clear, practical, and genuinely focused on protecting my situation. Thanks to his guidance, I was able to keep my income and mortgage repayment cover in place for over a year following a serious football-related knee injury. This support made an enormous difference during a very stressful and uncertain time. Because of Avi’s knowledge and attention to detail, I’ve been able to successfully claim every single month without any issues. He took the time to explain the process, made sure everything was set up correctly, and was always available to answer questions or provide reassurance when needed. His support didn’t stop after the paperwork was done — he consistently checked in and ensured everything continued to run smoothly. I genuinely couldn’t have asked for better support. Avi’s professionalism, reliability, and commitment gave me real peace of mind, and I’m extremely grateful for his help. Regards EdwinPosted on Ronald Chand21 December 2025Trustindex verifies that the original source of the review is Google. I can’t thank Avi, the Coconut Man, enough for the work he’s done on my health insurance. He took the time to properly review my file — something my previous broker never bothered to do — and discovered an insurance exclusion that shouldn’t have been there. Avi handled the entire process of getting that medical exclusion removed with my insurer, and thanks to him, I’m now fully covered for anything that may come my way in the future. That peace of mind is priceless. What stood out most was his attention to detail, his communication, and the genuine care he brings to his work. It’s rare to find someone who actually advocates for you, not just sells you a policy. Highly recommend Avi to anyone wanting a broker who truly works for their best interests. — RonPosted on Analiza Pili19 December 2025Trustindex verifies that the original source of the review is Google. I give Avi a rate of 5 star because his service to my application to the partners life insurance was really awsome and very fast.I highly recommended him interms of his good service to his customer.cheers and Godbless❤️🙏
Meet The Team
Shakeel Lal
Director & Insurance Adviser
Shakeel began his career in the insurance industry at just 18 and has since built close to two decades of experience across multiple areas of the profession.
Having worked within insurance providers, he brings valuable insight into internal processes, helping clients navigate everything from choosing the right cover to managing claims with greater clarity and confidence.
Known for his approachable nature and client-first mindset, Shakeel is passionate about educating people and ensuring they have protection in place that truly supports their lifestyle, family, and future goals.
Highlights
Recipient of the Employee of the Year Award – Partners Life (2013)
Nominated for the ANZIIF Young Insurance Professional of the Year Award (2015)
Outside of work, Shakeel enjoys spending time with family, travelling to tropical destinations, and appreciating performance cars and motorsport. He believes life is about creating balance, enjoying the journey, and building a future that allows people to experience more of what matters most.
Avinash Kumar
Insurance Adviser
Avi brings a warm, practical, and client‑focused approach to financial advice. With extensive experience across finance, personal insurance and a growing specialty in KiwiSaver guidance, he is committed to helping clients make confident, informed decisions about their long‑term financial wellbeing.
Having lived in New Zealand for more than 25 years and originally from Fiji, Avi understands the diverse needs of families, migrants, and business owners. His advice always begins with understanding each client’s full picture — their family, goals, lifestyle, and future plans — before tailoring solutions that genuinely fit.
Avi is also known for his strength in personal branding on LinkedIn, where he simplifies complex financial topics into relatable, story‑driven content. His ability to communicate clearly — often with a touch of humour — helps clients and followers understand insurance and KiwiSaver in a way that feels human, not technical.
Clients value his honesty, patience, and strong advocacy, especially during claims where he ensures they’re supported every step of the way.
Highlights:
- Deep experience in life, health, and income protection advice
- Specialist adviser in KiwiSaver, including fund selection, contribution strategies, and long‑term planning
- Strong track record in client advocacy during complex claims
- Skilled at translating technical concepts into simple, practical guidance
- Recognised for expertise in personal branding and educational content on LinkedIn
- Trusted by families for long‑term, relationship and financial‑based advice
Annamaria Solana Szoják
Business Growth & Brand Strategist
Annamaria brings over 18 years of experience in building, scaling, and selling businesses across multiple industries, with a strong focus on strategy, branding, and client growth.
Working alongside Halo Advisers, she supports the business in strengthening its brand presence, refining client experience, and driving long-term growth initiatives. Her approach combines strategic thinking with a deep understanding of people, ensuring the business not only performs but connects.
She is known for turning ideas into clear, actionable strategies that elevate both the business and the client journey.
Highlights:
- Built, scaled, and sold 9 businesses across multiple industries
- Specialist in branding, marketing strategy, and business growth
- Works closely with clients to enhance visibility, positioning, and engagement
Ananya
Insurance Advisor
Born and raised on the beautiful island of Vanua Levu in Fiji, Anu has always valued the importance of family, community, and financial security. After moving to New Zealand over 11 years ago, she recognised there was a lack of understanding around insurance and the role it plays in protecting people and their future.
With more than 7 years of experience in the insurance industry, Anu is passionate about helping individuals, families, and business owners put the right protection in place. She specialises in life, business, and health insurance, along with KiwiSaver advice, providing personalised support and practical guidance tailored to each client’s situation.
Anu is committed to building long term relationships based on trust, clear communication, and genuine care, helping clients feel confident about their future and the decisions they make.
Net Butiu
Net and her husband Edvin have been helping New Zealand families protect what matters most since establishing their insurance business in 2009. Together, they have built long standing relationships with hundreds of families by providing personalised insurance solutions tailored to each client’s individual needs and circumstances.
Before becoming an Insurance Adviser, Net worked as a Customer Service Officer at National Bank and previously held a Financial Analyst role within a government agency in the Philippines. She also completed the New Zealand Certificate in Financial Services Level 5 in Core Knowledge and Life & Health.
Net is passionate about providing genuine support, clear guidance, and helping clients feel confident they have the right protection in place for themselves and their families.
Shaheen
Shaheen joined Halo Advisers in August 2025 as a Business Development Manager, bringing valuable experience from previously working within a financial adviser team. She plays an important role in supporting both clients and advisers, helping ensure a smooth and efficient experience throughout every stage of the process.
Shaheen is responsible for client coordination through CRM systems and manages all aspects of policy processing from application through to issuance. She works closely with clients to ensure information is handled accurately and efficiently, while maintaining clear communication throughout the process.
Known for her strong attention to detail, organisation skills, and client-focused approach, Shaheen is committed to delivering a high level of service and creating a positive experience for every client she works with. Her dedication and support help keep operations running smoothly and contribute to the ongoing success of the Halo Advisers team.